One way to protect your boat and equipment is to make sure you carry boatowners insurance. A typical boat policy can provide protection for your boat, motor, engine, and equipment against damages incurred by weather, sinking, capsizing, explosion, fire and theft. It can also safeguard boat equipment, which may include items such as anchors, oars, fuel tanks, life jackets, dinghies, tools, etc. You also need to make sure you carry adequate liability limits and possible add-ons such as emergency services and wreck removal.

Boats can be insured one of two ways, they can be endorsed onto your homeowners policy or you can buy a separate policy. Here is a brief summary of what is covered under each policy:

Some Boatowners Policy will provide an option to insure the boat on a replacement cost basis for an additional premium charge.

Our agency represents several carriers that specialize in boats, please give us a call for a no obligation quote.

Disclaimer: Our site contains general descriptions of the policies and coverages we provide. While you may use our site to help you understand the different types of coverages available, it does not describe all of the terms, conditions, limitations, or exclusion in your policy, nor does it modify or change any definitions expressly states in any contracts of insurance. Please read your policy contract fully to understand your coverage.

Contact one of our personal lines agents.

We will design cost-effective solutions and provide superior service... without exception.

Coverage cannot be initiated or changed by email or leaving a message, you must speak to an agent.

Street address: Klein Insurance Group, 702 N. High Point Rd, Suite 201, Madison, WI 53717-2283
Mailing Address: Klein Insurance Group, PO Box 45470, Madison, WI 53744-5470
Phone: (608) 831-9700 or (800) 643-6133 FAX: (608) 831-4777
Office Hours: Monday - Thursday 8:00-4:30 Friday 8:00-3:00