Learn more about Motorcycle Insurance……………….
Common Coverages:
Policy Options:
To request a motorcycle quote, please call one of our Personal Lines Agents.
Common Coverages:
Liability Coverage:
This insures you against injuries you cause to other people and damage you cause to other people’s property in a motorcycle accident. Liability claims for pain and suffering can be virtually limitless, so this is one area in which you definitely do not want to be underinsured. The Personal Auto Policy separates liability coverage into two parts: bodily injury and property damage coverage.
Medical Payments:
Medical payments coverage pays for medical expenses resulting from a motorcycle accident up to a specified dollar amount. The purpose medical payments is to provide payment for immediate medical treatment for passengers of your car who are injured in an auto accident.
Uninsured and Underinsured Motorists Coverage:
This provides coverage against bodily injury losses caused by someone who is completely uninsured or who has less than adequate insurance to cover the loss (underinsured motorists.) These limits are usually the same as your bodily injury limits.
Other Than Collision:
This protects your motorcycle for physical damage to your cycle caused by hail, fire, theft, flood, vandalism, windshield damage, animal collision. This portion of the policy has a deductible and is the insured’s responsibility before the company pays out anything. (generally, anywhere from $50 to $1,000.) The higher the deductible is, the lower the premium.
Collision:
This protects your motorcycle for physical damage as a result of an accident. This portion of the policy also has a deductible and is the insured’s responsibility before the company pays out anything (generally, anywhere from $100 to $1,000.) The higher the deductible is, the lower the premium.
Disclaimer: Our site contains general descriptions of the policies and coverages we provide. While you may use our site to help you understand the different types of coverages available, it does not describe all of the terms, conditions, limitations, or exclusion in your policy, nor does it modify or change any definitions expressly states in any contracts of insurance. Please read your policy contract fully to understand your coverage.
Policy Options:
Custom Parts and Equipment:
Custom Parts Equipment covers equipment, devices, accessories, enhancements, and changes, other than those that the manufacturer originally installs. This includes items such as electronic equipment, antennas, and other devices used to send or receive audio, visual, or data signals, slide-out brackets, sidecars, trailers designed to pull behind the cycle, custom paint, custom plating, custom exhaust, and safety riding apparel.
Roadside Assistance:
This provides towing to the nearest qualified repair facility and necessary labor at place of disablement if your cycle is disabled due to mechanical or electrical breakdown, dead battery, flat tire, insufficient fuel, oil, or other fluids, or entrapment in snow, mud, water, or sand within 100 feet of the roadway.
Disclaimer: Our site contains general descriptions of the policies and coverages we provide. While you may use our site to help you understand the different types of coverages available, it does not describe all of the terms, conditions, limitations, or exclusion in your policy, nor does it modify or change any definitions expressly states in any contracts of insurance. Please read your policy contract fully to understand your coverage. |
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Coverage cannot be initiated or changed by email or leaving a message, you must speak to an agent.
Street address: Klein Insurance Group, 702 N. High Point Rd, Suite 201, Madison, WI 53717-2283
Mailing Address: Klein Insurance Group, PO Box 45470, Madison, WI 53744-5470
Phone: (608) 831-9700 or (800) 643-6133 FAX: (608) 831-4777
Office Hours: Monday - Thursday 8:00-4:30 Friday 8:00-3:00
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