A Personal Umbrella is a policy that extends the liability coverage provided by your auto, homeowners, motorcycles, recreational vehicle, and boatowners insurance policies. It provides:

		High Limits: Limits of $1 million or more can protect you after your current policies have paid their full limits.
		Broader Coverage: Personal Umbrellas pay some liability losses not covered by your current policies
		Defense Coverage: The costs of legal defense can be staggering and must be paid even if you win. An Umbrella pays these fees in addition to you umbrella limit of insurance.

Your Personal Umbrella Policy Automatically Covers You If:

		You are sued because of an accident which occurs when you let someone else drive your car
		You are driving a car furnished to you by your employer
		You do volunteer work for a non-profit charitable, religious, or civic organization
		You use a rented or borrowed boat
		While you are traveling, anywhere in the world

Policy Options:

Excess Uninsured and Underinsured Motorists

This enhancement provides additional coverage for you and your passengers if you are injured by a motorist who is either not insured or has liability limits lower than your limits. Your auto policy provides some coverage, but when those limits are exhausted, the Umbrella Policy, if you select this upgrade, would provide coverage for you and/or your passengers.

We have several markets that write Personal Umbrella’s, please give us a call today for a no-obligation quote.

Disclaimer: Our site contains general descriptions of the policies and coverages we provide. While you may use our site to help you understand the different types of coverages available, it does not describe all of the terms, conditions, limitations, or exclusion in your policy, nor does it modify or change any definitions expressly states in any contracts of insurance. Please read your policy contract fully to understand your coverage.

Contact one of our personal lines agents.

We will design cost-effective solutions and provide superior service... without exception.

Coverage cannot be initiated or changed by email or leaving a message, you must speak to an agent.

Street address: Klein Insurance Group, 702 N. High Point Rd, Suite 201, Madison, WI 53717-2283
Mailing Address: Klein Insurance Group, PO Box 45470, Madison, WI 53744-5470
Phone: (608) 831-9700 or (800) 643-6133 FAX: (608) 831-4777
Office Hours: Monday - Thursday 8:00-4:30 Friday 8:00-3:00